THE CLARITY BUDGET: SPEND, SAVE & THRIVE
Budgeting isn’t about restriction—it’s about intention. It gives you a clear picture of where your money is going and helps you align your spending with what really matters to you. Whether it’s saving for a home, taking a family holiday, building an emergency fund, or simply getting through the month with less stress, a good budget connects your day-to-day decisions with your bigger goals.
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Not sure if your budget is really working for you?
Send it my way for a fresh, supportive review.
✅ Personalised Budget Check – I’ll take a detailed look to spot hidden savings and straightforward ways to make your money go further.
✅ Only Pay if You Save – If I can show you how to keep more money in your pocket—more than my fee—I’ll share clear, practical recommendations you can use right away.
✅ No Savings, No Fee – If I can’t find those savings, you won’t pay a cent.
It’s a low-pressure, low-risk way to take the first step towards feeling confident and in control of your spending.
DEBT FREE BLUEPRINT
Debt can feel overwhelming, but it doesn’t have to define your future. Together, we’ll assess where you are now, where you want to be, and create a clear, personalised debt elimination plan to help you pay down debt strategically reduce financial stress, and regain control. You’ll also learn how to understand and improve your credit report, so you can strengthen your financial position and access better opportunities in the future.
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INVESTING 101
Build Your Skills, Confidence & Grow Your Wealth - Investing is one of the most powerful ways to build wealth over time, but it can feel overwhelming if you’re not sure where to start. I’m here to make it clear and approachable. Together, we’ll explore accessible, low-cost investment options that suit your goals and comfort with risk. We’ll clarify your risk profile, create a plan for long-term wealth growth, and build your confidence to stay on track and make informed decisions—even when markets move around.
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SUPERANNUATION MAXIMISED
Setting up your super strategically could mean tens of thousands—or even hundreds of thousands—more in your future balance.
Whether you're new to super or have been in ‘set and forget’ mode for years, this session will give you the knowledge and confidence to take control. You'll learn how to make smarter decisions around fund types, fees, investment options, and performance—so your super is working as hard as you are. A few small changes now will make a big difference to your long-term wealth.
SIMPLE RETIREMENT PLANNING
Prepare for a secure future
Retirement planning doesn’t have to be complicated. If you have a superannuation fund and up to one additional asset (such as an investment property), I can assist you to:
🌿 Understand your current financial position
🌿 Assess your future trajectory
🌿 Identify adjustments needed to meet your goals
🌿 Find opportunities to maximise your returns
Time is your greatest ally in retirement planning—let’s make sure you’re making the most of it.
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Client successes
Hear what these wonderful clients have to say.
K P.
I approached Kylie from Good With Money after I had been investigating Financial Advisors to work out the best strategy on how to invest money after selling a business and residential property. I knew that I really wanted to understand investing well for my future and my concern was with the typical financial advice model, I wasn't empowered to understand how to invest for myself and make my own decisions. Putting money into the hands of someone else to manage didn't seem like the right path for me. I had a report and plan prepared by an advisory company that I initially thought I would work with and Kylie went through this report thoroughly and helped me to understand exactly the service they were offering, what the fees and charges were as well as other questions I hadn't thought to ask the financial advisory firm.
I then made the decision to take my future into my own hands. Kylie listened carefully to what my goals were and educated me on the different types of investments, helped me to understand my risk profile and then prepared a spreadsheet so I can easily research and make my own decisions on where to invest, including what questions to ask when investing and where to find the answers, all whilst staying within my own risk profile.
I now feel empowered to move forward with Kylie's patient, encouraging and educational approach.
D B.
I had the pleasure of working with Kylie for financial coaching, and I was extremely impressed. From our first meeting, Kylie demonstrated her dedication to understanding my financial situation and goals. She was patient, empathetic, non-judgmental, and highly knowledgeable. Her ability to explain complex financial concepts in an easy-to-understand manner was invaluable.
Kylie's personalised approach allowed us to create a plan that suited my unique situation, enabling me to work towards building a solid financial foundation for the future. She provided expert guidance on budgeting, saving strategies, and making the most of my resources.
One aspect of Kylie's service that I appreciated most was the ongoing support and accountability. Her regular check-ins ensured that I remained on track, and she consistently offered encouragement and advice whenever I needed it. I would highly recommend Kylie's financial coaching services to anyone looking at starting out, improving their financial situation or becoming more financially savvy. Her personalised approach, combined with her ongoing support, made all the difference in helping me reach my goals.
L B.
I contacted Kylie for help as I started to think about retirement.
I wasn't sure where to start. Kylie guided me through in a clear, logical way. She helped me map out my goals and my current and projected financial situation, making it clearer where I needed to focus.
Kylie has real empathy and genuinely wanted to make sure my money was working for me. I feel more knowledgeable after our sessions and confident that I know where I'm going.
B L.
Kylie is a kind, intelligent and insightful coach (and human). Before I met Kylie I honestly had very little knowledge and empowerment around money and the options available to me. My upbringing had taught me that investing and empowerment around money “was not for the likes of me”. Kylie kindly brought me on an empowering journey and very quickly change my perspective and honestly my life. After meeting Kylie I have been able to buy an apartment and the car of my dreams and have an attitude of abundance, sustainability and empowerment around my finances. I am truly grateful for meeting Kylie and I highly recommend her to all my friends and especially women I meet who, like me, have not been empowered around their finances. Thank you so much Kylie. You really have elevated my lifestyle and my journey has only just begun.
AK. & RC
Kylie is very warm, approachable, engaging and professional. It was clear from the start of our session that she had made herself thoroughly familiar with our situation and identified potential areas for improvement. Some of her suggestions were good old fashion common sense, while others were things that we would never have considered on our own. We ended the session confident and feeling well on our way to achieving our financial goals. We highly recommend Kylie to provide a financial health check to anyone looking to improve their situation and financial goals.
Take Control of Your Money—Without the Overwhelm
✅ Get clear on where your money is going—so you can spend, save, and invest with purpose
✅ Create a budget that fits your life—without feeling restricted or overwhelmed
✅ Build savings habits that stick—so you can enjoy life now while securing your future
✅ Tackle debt with confidence, and take back control of your financial future
✅ Start investing with confidence—without the jargon or complexity
✅ Plan ahead for a secure future, whether that means owning your home,
achieving financial freedom, or retiring stress-free.
💛 You don’t have to do this alone.
Book your free discovery call today, and let’s explore how personalised financial coaching can help you feel confident and in control.
